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Read our editorial standards. Credit cards that offer hotel elite status Hotel elite status Credit card Marriott Bonvoy and Hilton Honors elite status** The Platinum Card® from American Express Marriott Bonvoy elite status Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Brilliant™ American Express® Card Hilton Honors elite status Hilton Honors American Express Card, Hilton Honors American Express Surpass® Card , Hilton Honors American Express Aspire Card World of Hyatt elite status The World Of Hyatt Credit Card IHG Rewards elite status IHG® Rewards Premier Credit Card Choice Privileges elite status Choice Privileges Visa Signature Card Wyndham Rewards elite status Wyndham Rewards® Earner Card , Wyndham Rewards® Earner Plus Card Two people can book the same exact hotel room for the same exact price but have totally different experiences. One person may end up in an upgraded room on a high floor in a corner, with extra space and a couch, all while enjoying free breakfast and premium internet, earning a ton of extra points, checking in early, and checking out late.
The other person might get a fine standard room, maybe on a lower floor next to the elevator. Basic internet might be included, but if that person plans to use it heavily for work or streaming , they may want to pay a few dollars a day to upgrade to premium. The breakfast buffet is $20 per person, and late checkout isn’t available, even for a fee — although the hotel is happy to hold their bags until their late flight.
Read more: The best hotel credit cards in 2021 These two people booked the same exact room using identical booking methods (directly with the hotel. ) So what gets the first person here such better treatment? The answer: elite status. And you don’t need to spend dozens of nights on the road each year to earn it; some credit cards will grant you status just for having an account in good standing.
Read on to see which cards offer these free benefits, as well as what you can get when you hold one. We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees.
When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. Marriott and Hilton elite status The Platinum Card® from American Express Annual Fee $695 Regular APR See Pay Over Time APR A tooltip See Pay Over Time APR Recommended Credit Score Good to Excellent 4. 75 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.
75 out of 5 Stars Editor’s Rating A tooltip Our editor’s ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Apply Now Rates & Fees The Platinum Card® from American Express 4. 75 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.
75 out of 5 Stars Editor’s Rating A tooltip Our editor’s ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Apply Now Rates & Fees Annual Fee $695 Regular APR See Pay Over Time APR A tooltip See Pay Over Time APR Recommended Credit Score Good to Excellent Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Pros Long list of travel benefits, including airport lounge access and complimentary elite status with Hilton and Marriott (enrollment required) Annual statement credits with Saks and Uber Cons Bonus categories leave something to be desired One of the highest annual fees among premium travel cards Read Our Review Read Our Review A looong arrow, pointing right Details Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
More Information Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®. And if you fly, you can receive up to $200 in statement credits per calendar year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®. $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times.
Enrollment required. $155 Walmart+ Credit: Cover the cost of a $12. 95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card.
Cost includes $12. 95 plus applicable local sales tax. Plus Ups are excluded.
American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks. $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
$200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®.
Enrollment required. $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at select airports and stadiums.
$695 annual fee. Terms Apply. See Rates & Fees If you’re not too particular about which hotel brand you stay at, the Platinum Card could be the perfect option.
That’s because it offers complimentary elite status at two major chains — Hilton and Marriott — that together offer more properties than any other brand. Read more: Amex Platinum review: The best card for airport lounge access and other high-end travel perks, with a 100,000-point welcome bonus offer At Hilton, Platinum Card cardholders who enroll their accounts get complimentary Gold level status. This mid-tier status is particularly valuable at Hilton, including free breakfast or a food and beverage credit at most hotels, room upgrades and late checkout subject to availability, a fifth reward night for free any time you stay for four nights using points, an 80% bonus on points earned during paid stays, free water bottles in-room, and more.
Platinum Card members also get Gold status at Marriott when they enroll, although Gold perks at this brand are slightly different. You’ll get a room upgrade at check-in when it’s available, as well as check-out time as late as 2 p. m.
, complimentary premium internet, a 25% bonus on earned points, and a small welcome gift of bonus points. Finally, for independent hotels, Platinum cardholders can book through Amex’s Fine Hotels & Resorts program to get perks at a ton of different properties. The Platinum Card comes with plenty of other perks too, including access to airport lounges , up to $200 a year in Uber Cash credits **, up to an annual $200 airline fee credit **, up to $100 annual in Saks Fifth Avenue credits **, concierge services, access to exclusive events, and more.
The small-business version of this card, The Business Platinum Card® from American Express , also comes with Marriott and Hilton Gold elite status (enrollment required). Marriott elite status Marriott and Starwood merged their hotel loyalty programs, and as a result, their portfolios of credit cards were updated and merged as well. Thankfully, the days of confusing branding are behind us — all co-branded Marriott cards have Marriott Bonvoy branding, but some credit cards are issued by Amex , and some are issued by Chase .
Read more: How to earn, redeem, and maximize Marriott Bonvoy points — from luxury resort stays to dozens of airline partners, you can’t beat the flexibility In addition to the Platinum Card, which comes with Marriott Gold status, here are the cards that get you status with the Marriott Bonvoy brand. Marriott Bonvoy Boundless® Credit Card Marriott Bonvoy Boundless® Credit Card Annual Fee $95 Regular APR 16. 74% to 23.
74% Variable A tooltip 16. 74% to 23. 74% Variable Recommended Credit Score Good to Excellent 4.
6 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 6 out of 5 Stars Editor’s Rating Apply Now Marriott Bonvoy Boundless® Credit Card 4. 6 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.
6 out of 5 Stars Editor’s Rating Apply Now Annual Fee $95 Regular APR 16. 74% to 23. 74% Variable A tooltip 16.
74% to 23. 74% Variable Recommended Credit Score Good to Excellent Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Pros Annual free night reward for hotels that cost up to 35,000 points can be worth more than annual fee Cons The only lucrative bonus category is participating Marriott Bonvoy hotels Upgrading to Gold status requires spending $35,000 on the card in an account year, Read Our Review Read Our Review A looong arrow, pointing right Details Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
More Information For a Limited Time Only! Earn 5 Free Nights (each night valued up to 50,000 points) after qualifying purchases. Our Best Free Night Offer! New Benefit! Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. New Benefit! Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
1 Free Night Award (valued up to 35,000 points) every year after account anniversary. Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card. 2X Bonvoy points for every $1 spent on all other purchases.
Receive 15 Elite Night Credits annually, automatic Silver Elite Status each account anniversary year, and path to Gold Status when you spend $35,000 on purchases each calendar year. The Marriott Bonvoy Boundless® Credit Card gets you Silver-level elite status with Marriott. While Silver status doesn’t get you much, it’s still something — you’ll get a 10% bonus on points earned, priority for late checkout, access to a dedicated customer service line, free Wi-Fi, and more.
While it’s not a published benefit, you may also be given preferential rooms. When you spend $35,000 on the card in a given year, you’ll earn Gold status instead. Read more: Marriott Bonvoy Boundless card review: A great credit card if you stay at Marriott hotels, even only a few times a year The card offers 6 points on every dollar spent at Marriott hotels (in addition to the points you’d normally earn for the stay) and 2x points on everything else.
After your first year, you’ll get a free night certificate every year on your account anniversary, good for any property that costs 35,000 nights or fewer. With the Marriott Bonvoy Boundless® Credit Card you can currently earn 5 free nights (each worth up to 50,000 points) after spending $5,000 on purchases in your first 3 months from account opening. The card has a $95 annual fee.
Marriott Bonvoy Brilliant™ American Express® Card Marriott Bonvoy Brilliant™ American Express® Card Annual Fee $450 Regular APR 17. 24% – 26. 24% Variable APR A tooltip 17.
24% – 26. 24% Variable APR Recommended Credit Score Good to Excellent 4. 3 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.
3 out of 5 Stars Editor’s Rating Apply Now Rates & Fees Marriott Bonvoy Brilliant™ American Express® Card 4. 3 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 3 out of 5 Stars Editor’s Rating Apply Now Rates & Fees Annual Fee $450 Regular APR 17.
24% – 26. 24% Variable APR A tooltip 17. 24% – 26.
24% Variable APR Recommended Credit Score Good to Excellent Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Pros Annual statement credits can save you money on Marriott stays You get a free reward night each year after your renewal month Cons High annual fee Other cards are more rewarding for earning points on your spending Read Our Review Read Our Review A looong arrow, pointing right Details Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. More Information Earn 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases on the Card within the first 3 months.
Each Card renewal year, get up to $300 in statement credits for purchases on the Card at hotels participating in Marriott Bonvoy™. Effective 9/22/22, the $300 Marriott Bonvoy statement credit benefit will no longer be available. It will be replaced with a NEW benefit of up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. 3 points at U. S.
restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases. Receive 1 Free Night Award every year after your Card renewal month.
Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees. Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
No Foreign Transaction Fees. $450 Annual Fee. Terms Apply.
See Rates & Fees The Marriott Bonvoy Brilliant™ American Express® Card comes with automatic Marriott Gold elite status, and cardholders receive up to $300 in annual credit toward purchases at hotels participating in the Marriott Bonvoy™ program (offer ends 9/22/22 and will be replaced with a benefit of up to $25 in statement credits per month for eligible purchases at restaurants worldwide), an annual free night certificate good for hotels that cost up to 50,000 points , access to Priority Pass airport lounges **, and plenty more to make up for the $450 annual fee (See Rates), which isn’t waived the first year. Read more: Marriott Bonvoy Brilliant Amex card review: A premium credit card that offers excellent value for Marriott loyalists The Marriott Bonvoy Brilliant Card offers a solid intro bonus: 75,000 Marriott Bonvoy bonus points after using your new card to make $3,000 in purchases within the first 3 months of account opening. Cardholders earn 6x points on purchases at hotels in the Marriott Bonvoy™ program (on top of what they’d normally earn for a stay), 3x points at US restaurants and flights booked directly with the airline, and 2x points on everything else.
Small-business owners should also look at the Marriott Bonvoy Business™ American Express® Card, which comes with Marriott Silver elite status. Here’s our Amex Marriott Bonvoy Business card review. Hilton elite status Hilton’s loyalty program, Hilton Honors , can offer hotel guests a great value — even if Hilton points aren’t worth quite as much as other hotel loyalty points, like Marriott, it’s often easier to earn them quickly.
Find out how much your hotel points, airline miles, and credit card rewards are worth by reading Insider’s points and miles valuations . Plus, the status you can get from a credit card is particularly valuable. While there are three personal Hilton credit cards that offer various levels of status, only two of those cards offer status with meaningful perks.
Hilton Honors American Express Card Hilton Honors American Express Card Annual Fee $0 Regular APR 17. 24% – 26. 24% Variable A tooltip 17.
24% – 26. 24% Variable Recommended Credit Score Good to Excellent 4. 3 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.
3 out of 5 Stars Editor’s Rating Apply Now Rates & Fees Hilton Honors American Express Card 4. 3 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 3 out of 5 Stars Editor’s Rating Apply Now Rates & Fees Annual Fee $0 Regular APR 17.
24% – 26. 24% Variable A tooltip 17. 24% – 26.
24% Variable Recommended Credit Score Good to Excellent Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Pros High welcome bonus No annual fee Complimentary Silver elite status with Hilton Cons Limited benefits beyond earning Hilton points Read Our Review Read Our Review A looong arrow, pointing right Details Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. More Information Earn 100,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.
Plus, you can earn up to $100 in Statement Credits on eligible purchases made on the Card at any of the Hilton family hotels in the first 12 months of Membership. Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio. Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.
S. restaurants, at U. S.
supermarkets, and at U. S. gas stations.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year. No Annual Fee.
Terms Apply. See Rates & Fees The entry-level Amex Hilton Honors Card has a decent set of benefits for a no-annual-fee card (See Rates), including Silver elite status in the Hilton Honors program. At Hilton, holding Silver status doesn’t get you a ton, but you’ll still be eligible for things like late checkout, free water bottles in your room during stays, a free fifth night on award stays, and bonus points.
When you spend $20,000 on eligible purchases on the card in a calendar year, you’ll get upgraded to Gold status, which includes the same perks as Silver, plus free breakfast, room upgrades, and more bonus points. Read more: Hilton Honors American Express Card review: A big welcome bonus offer and decent perks, without an annual fee The card offers 7 points per dollar spent on eligible Hilton purchases, 5 points per dollar spent on eligible purchases at US restaurants, US gas stations, and US supermarkets, and 3x points on every other eligible purchase. When you open a new account, you can earn a welcome bonus offer of 100,000 bonus points after spending $1,000 in purchases on the card in the first 3 months of card membership, and up to $100 in statement credits on eligible Hilton family hotel purchases in the first 12 months.
For a no-fee card this is pretty solid, but you can do better with the other Hilton options. Hilton Honors American Express Surpass® Card Hilton Honors American Express Surpass® Card Annual Fee $95 Regular APR 17. 24% – 26.
24% Variable A tooltip 17. 24% – 26. 24% Variable Recommended Credit Score Good to Excellent 4.
4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 4 out of 5 Stars Editor’s Rating Learn More Hilton Honors American Express Surpass® Card 4. 4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.
4 out of 5 Stars Editor’s Rating Learn More Annual Fee $95 Regular APR 17. 24% – 26. 24% Variable A tooltip 17.
24% – 26. 24% Variable Recommended Credit Score Good to Excellent Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Pros High welcome bonus Complimentary Hilton Gold elite status Generous bonus categories for earning points Cons Weekend night reward requires spending $15,000 on the card in a year Not much in the way of complimentary benefits beyond Hilton Gold status Read Our Review Read Our Review A looong arrow, pointing right Details Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
More Information The information related to the Hilton Honors American Express Surpass® Card has been collected by Business Insider and has not been reviewed or provided by the issuer. Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 3 months of Card Membership. Plus, you can earn up to $130 in Statement Credits on eligible purchases made on the Card at any of the Hilton family hotels in the first 12 months of Membership.
Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year. Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.
S. restaurants, at U. S.
supermarkets, and at U. S. gas stations.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year. $95 annual fee.
Terms Apply. See Rates & Fees With an annual fee of $95 (see review), the Hilton Honors Surpass® Card is the best mid-range option in Hilton’s line-up. The Hilton Honors Surpass® Card offers complimentary Gold status, which potentially an incredible deal.
The free breakfast or food and beverage credit alone can make up for the annual fee in just a few stays. Read more: Hilton Honors American Express Surpass review: Excellent perks and a huge bonus with a low annual fee If you spend $40,000 on eligible purchases on the Hilton Honors Surpass® Card within a calendar year, you’ll be upgraded to Diamond status. In addition to the same benefits you’d get from Gold status, Diamond gets you a higher priority for room upgrades, executive lounge access, and more.
The card also comes with 10 free day passes to Priority Pass airport lounges . When you open a Hilton Honors Surpass® Card, you can earn 130,000 points after spending $2,000 in eligible purchases on the card in the first 3 months of card membership, and up to $130 in statement credits on eligible Hilton family hotel purchases in the first 12 months. You’ll also get a free weekend night certificate if you spend $15,000 on eligible purchases on the card within a calendar year.
The card also has a better earning rate than the regular Hilton card. It earns 12x points on eligible Hilton purchases, 6x points on eligible purchases at US restaurants, US gas stations, and US supermarkets, and 3x points evry other eligible purchase. Hilton Honors American Express Aspire Card Hilton Honors American Express Aspire Card Annual Fee $450 Regular APR 15.
74% to 24. 74% variable APR on purchases A tooltip 15. 74% to 24.
74% variable APR on purchases Recommended Credit Score Good to Excellent 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Editor’s Rating Learn more Hilton Honors American Express Aspire Card 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Editor’s Rating Learn more Annual Fee $450 Regular APR 15. 74% to 24. 74% variable APR on purchases A tooltip 15.
74% to 24. 74% variable APR on purchases Recommended Credit Score Good to Excellent Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Pros Complimentary top-tier Hilton elite status Get a weekend night reward each year after you renew your card High welcome bonus Valuable annual statement credit for eligible Hilton purchases Cons High annual fee Read Our Review Read Our Review A looong arrow, pointing right Details Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
More Information The information related to the Hilton Honors American Express Aspire Card has been collected by Business Insider and has not been reviewed or provided by the issuer. Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the card within your first 3 months of card membership 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio 7X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card on flights booked directly with airlines or amextravel. com, and on car rentals booked directly from select car rental companies 7X Hilton Honors Bonus Points for each dollar of eligible purchases on your card at U.
S. restaurants 3X Hilton Honors Bonus Points for all other eligible purchases on your card The Hilton Honors Aspire Card is the premium Hilton card , and even though it has a $450 annual fee (See Review), it offers an absurd amount of potential value to blow that away. Read more: I was hesitant to pay the Hilton Aspire card’s $450 annual fee, but I got $3,700 in value toward travel in my first year Along with a welcome bonus offer of 150,000 points after you spend at least $4,000 in your first 3 months of account opening, the card comes with complimentary top-tier Diamond status without any spending requirement, getting you those room upgrades, executive lounge access, and more, in addition to all the benefits of lower tiers such as free breakfast.
It features up to a $250 airline fee credit per calendar year, and up to a $250 Hilton resort statement credit each card member year — right away that’s $500 in value. The Hilton Honors Aspire Card also offers a $100 Hilton on-property credit every time you book a stay of two nights or longer at a participating Waldorf Astoria or Conrad property — you just need to book through a specific website for cardholders . Cardholders also get a free weekend night reward each year — regardless of how much they spend — and a second if they spend $60,000 on the card in a calendar year.
Read more: I pay $450 a year for a Hilton credit card, and I just earned half that fee back in a single night The Hilton Honors Aspire Card, naturally, has the highest rewards earning rate of the Hilton cards: 14 points per eligible dollar spent with Hilton, 7x points on eligible flights booked with the airline, car rentals, and at U. S. restaurants, and 3x points on every other eligible ourchase.
There’s also The Hilton Honors American Express Business Card to consider if you’re a small-business owner. Cardholders get automatic Hilton Gold status along with great earning rates in popular business categories. Here’s our Hilton Honors Amex Business Card review .
Hyatt elite status Hyatt loyalists only have one credit card option, but it’s a solid one. If you’re a fan of the brand and prefer to stay there, here’s the card you should consider to earn elite status. Read more: How to earn, redeem, and maximize Hyatt points — whether you prefer luxury resorts or boutique brands The World Of Hyatt Credit Card The World Of Hyatt Credit Card Annual Fee $95 Regular APR 16.
74% to 23. 74% Variable A tooltip 16. 74% to 23.
74% Variable Recommended Credit Score Good to Excellent 4. 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 5 out of 5 Stars Editor’s Rating Learn More The World Of Hyatt Credit Card 4.
5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 5 out of 5 Stars Editor’s Rating Learn More Annual Fee $95 Regular APR 16. 74% to 23.
74% Variable A tooltip 16. 74% to 23. 74% Variable Recommended Credit Score Good to Excellent Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Pros Valuable annual reward night Hyatt points are valuable, and this card earns 2x points on several bonus categories If you spend a lot on this card, you can earn a second free night Cons Not too many extra benefits Read Our Review Read Our Review A looong arrow, pointing right Details Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. More Information Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships The World Of Hyatt Credit Card offers complimentary Discoverist status — Discoverist is the first of three Hyatt elite tiers, followed by Explorist and Globalist. Discoverists are entitled to bonus points during stays, complimentary premium internet, free water bottles, late checkout on request, preferred rooms (though not upgrades), and more. You’ll also receive five qualifying night credits each year toward the next elite tier, and you’ll earn an additional two night credits every time you spend $5,000, making it easier to earn enough stays for Explorist or Globalist.
Read more: The World of Hyatt card offers a free night each year, and it could be worth it for this benefit alone The World Of Hyatt Credit Card earns 4 points per dollar spent on Hyatt purchases, 2x points at restaurants, on flights purchased directly from the airline, local transit, and gyms, and 1 point per dollar on everything else. The card offers an intro bonus of 30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar spent on purchases that normally earn 1 point, up to $15,000 in the first six months of account opening. It has an annual fee of $95.
IHG elite status IHG doesn’t have quite the same brand recognition as chains like Hilton and Mariott, but don’t let that fool you. The mega-chain, which encompasses brands like Holiday Inn, InterContinental, Kimpton Hotels, Hotel Indigo, and others, is one of the world’s biggest hotel companies with more than 5,900 properties in over 100 countries around the world. Read more: How to earn, redeem, and maximize IHG points — from posh new resorts to familiar brands, there are options for everyone IHG® Rewards Premier Credit Card IHG® Rewards Premier Credit Card Annual Fee $99 Regular APR 16.
74% – 23. 74% Variable A tooltip 16. 74% – 23.
74% Variable Recommended Credit Score Good to Excellent 4. 8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 8 out of 5 Stars Editor’s Rating Apply Now IHG® Rewards Premier Credit Card 4.
8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 8 out of 5 Stars Editor’s Rating Apply Now Annual Fee $99 Regular APR 16. 74% – 23.
74% Variable A tooltip 16. 74% – 23. 74% Variable Recommended Credit Score Good to Excellent Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Pros Anniversary reward night can be worth more than the annual fee Cons Could offer better rewards on non-IHG purchases Read Our Review Read Our Review A looong arrow, pointing right Details Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. More Information Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 3 or more nights Earn up to 26 points total per $1 spent when you stay at an IHG hotel Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants.
Earn 3 points per $1 spent on all other purchases Platinum Elite status as long as you remain a Premier card member Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn® The IHG® Rewards Premier Credit Card offers free Platinum elite status to cardholders for as long as they keep the account open. Platinum elites are entitled to room upgrades (where available), late checkout, complimentary internet, a welcome gift, bonus points, free drinks in some hotels, and more. The card comes with plenty of other benefits, including a free night certificate — good for any property that costs up to 40,000 points — on your card anniversary, a fourth award night for free on award stays of three or more consecutive night, and up to a $100 credit for Global Entry,TSA PreCheck, or Nexus .
Read more: IHG Rewards Premier review: Thanks to its annual free night, it’s a valuable card even if you’re not an IHG loyalist The IHG® Rewards Premier Credit Card earns 10 points per dollar spent at IHG hotels (on top of what you’d normally earn for a stay), 5 points per dollar spent at gas stations, grocery stores, and restaurants, and 3 point per dollar on everything else. The card’s currently offering a 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. It has an annual fee of $99.
Choice Hotels elite status The Choice Privileges loyalty program includes well-known brands like Comfort Inn, Quality Inn, and Cambria, so there’s probably a Choice hotel just about anywhere you go. Road warriors and families, in particular, can get good value from Choice points — and having elite status for free from a credit card doesn’t hurt, either. Choice Privileges Visa Signature Card Choice Privileges Visa Signature Card Annual Fee None Regular APR 15.
74%, 19. 99% or 24. 99% variable APR A tooltip 15.
74%, 19. 99% or 24. 99% variable APR Recommended Credit Score N/A 4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4 out of 5 Stars Editor’s Rating Learn more Choice Privileges Visa Signature Card 4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4 out of 5 Stars Editor’s Rating Learn more Annual Fee None Regular APR 15.
74%, 19. 99% or 24. 99% variable APR A tooltip 15.
74%, 19. 99% or 24. 99% variable APR Recommended Credit Score N/A Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Pros 8,000 bonus points for meeting a spending threshold each card anniversary is enough for a night at lower-tier Choice hotels Automatic Gold elite status gets you bonus points on paid stays, early check-in, late checkout, and a welcome amenity No annual fee Cons Few benefits other than elite status and anniversary points Charges foreign transaction fees so not a good card to use overseas Details Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. More Information Bonus: 32,000 bonus points after spending $1,000 on purchases in the first 90 days 15x points at eligible Choice hotels, 5x points on Choice points and Choice gift cards, 2x points on all other purchases Automatic Choice Privileges Gold elite status Earn 8,000 bonus points every anniversary year if you spend $10,000 or more on purchases 0% introductory APR for the first 15 billing cycles on balance transfers that post your account within 45 days of account opening (then 15. 74%, 19.
99% or 24. 99% variable) The Choice Privileges Visa Signature Card doesn’t have an annual fee and comes with a record-high welcome bonus offer: Earn 32,000 bonus points after spending $1,000 on purchases in the first 90 days. Read more: Choice Privileges Visa Signature card review: This underrated card is a good choice for frequent Choice Hotels guests, with a record-high bonus of up to 75,000 points Cardholders receive automatic Choice Privileges Gold elite status, which is the lowest tier offered by the brand.
Gold status comes with a few perks, including a 10% points bonus on stays, early check-in and late checkout, up to nine elite rollover nights, and a welcome amenity. Wyndham elite status The Wyndham Rewards program includes three levels of elite status — Gold, Platinum, and Diamond — and Barclays issues credit cards that offer complimentary status across the board. Read more: How to earn, redeem, and maximize Wyndham Rewards points — from budget-friendly hotels to newly added vacation rentals, there are options for everyone Wyndham Rewards® Earner Card Wyndham Rewards® Earner Card Annual Fee $0 Regular APR 15.
74%, 19. 99% or 24. 99% A tooltip 15.
74%, 19. 99% or 24. 99% Recommended Credit Score Good to Excellent 4.
1 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 1 out of 5 Stars Editor’s Rating Learn more Wyndham Rewards® Earner Card 4. 1 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.
1 out of 5 Stars Editor’s Rating Learn more Annual Fee $0 Regular APR 15. 74%, 19. 99% or 24.
99% A tooltip 15. 74%, 19. 99% or 24.
99% Recommended Credit Score Good to Excellent Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Pros No annual fee Intro APR offer Strong points earning on Wyndham stays and gas stations 10% points discount for booking gofree Wyndham award stays Cons Relatively low sign-up bonus Unsurprisingly, as a no-annual-fee card, it has a short benefits list You have to spend at least $15,000 on the card in a year to earn the 7,500-point anniversary bonus Details Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. More Information The information related to the Wyndham Rewards® Earner Card has been collected by Business Insider and has not been reviewed by the issuer.
Earn 2 points per dollar on dining and grocery store purchases (excluding Target and Walmart) Earn 5 points per dollar on eligible purchases made at Hotels by Wyndham Earn 5 points per dollar on gas purchases Earn 1 point per dollar on all other purchases The no-annual-fee Wyndham Rewards® Earner Card comes with entry-level Wyndham Gold elite status. With Gold status, you’ll get perks like a 10% points bonus on paid stays, late checkout when available, and access to preferred rooms. Read more: The best no-annual-fee credit cards of 2021 The card offers an intro bonus of up to 60,000 points: 45,000 bonus points after spending $1,000 on purchases in the first 90 days, plus an additional 15,000 bonus points after spending a total of $2,000 in the first six months.
This limited-time offer expires October 14, 2021. Cardholders also earn 7,500 bonus points each year on their cardmember anniversary if they spend $15,000 throughout the year, and get access to discounts on award and paid stays. Wyndham Rewards® Earner Plus Card Wyndham Rewards® Earner Plus Card Annual Fee $75 Regular APR 15.
74%, 19. 99% or 24. 99% A tooltip 15.
74%, 19. 99% or 24. 99% Recommended Credit Score Good to Excellent 4.
3 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 3 out of 5 Stars Editor’s Rating Learn more Wyndham Rewards® Earner Plus Card 4. 3 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.
3 out of 5 Stars Editor’s Rating Learn more Annual Fee $75 Regular APR 15. 74%, 19. 99% or 24.
99% A tooltip 15. 74%, 19. 99% or 24.
99% Recommended Credit Score Good to Excellent Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Pros Complimentary Platinum elite status Strong points earning on Wyndham stays and gas stations Annual bonus of 7,500 points for your cardmember anniversary 10% points discount for booking gofree Wyndham award stays Cons $75 annual fee Details Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. More Information The information related to the Wyndham Rewards® Earner Plus Card has been collected by Business Insider and has not been reviewed by the issuer.
Earn 4 points per dollar on eligible dining and grocery store purchases (excluding Target and Walmart) Earn 6 points per dollar on eligible purchases made at Hotels by Wyndham Earn 6 points per dollar on gas purchases Earn 1 point per dollar on all other purchases The Wyndham Rewards® Earner Plus Card charges a $75 annual fee, and comes with a higher level of elite status — Wyndham Rewards Platinum. Platinum members get all the same perks Gold elites do, plus a 15% points bonus on paid stays, early check-in, Avis and Budget rental car upgrades, and the opportunity to status match with the Caesars Rewards loyalty program. Read more: Wyndham just launched 3 completely revamped credit cards, and they all come with discounts on hotel stays and complimentary elite status The welcome bonus offer on this card is more substantial.
You can earn up to 90,000 points: 60,000 bonus points after spending $1,000 on purchases in the first 90 days, plus an additional 30,000 bonus points after spending a total of $2,000 in the first six months. This limited-time offer expires October 14, 2021. If you’re looking for the automatic Diamond elite status with Wyndham and have a small business, the Wyndham Rewards® Earner Business Card is worth a look.
Diamond guests get suite upgrades, a welcome amenity, and the ability to gift Gold status to someone else. Bottom line Ultimately, the best card for you depends on which hotel brand you tend to stay with, how often you stay, and which elite perks you value. If you’re a Hyatt or IHG fan, there’s only one card — if you stay with Hilton or Marriott, there are more choices.
Unless you’re an absolute loyalist, the Platinum Card may be the best pick. It comes with mid-level status at two of the biggest chains, includes free breakfast or a food and beverage credit at Hilton properties, and offers excellent non-hotel perks, like airline lounge access. David E.
Slotnick Senior Reporter David is a Senior Transportation Reporter for Business Insider. He primarily covers airlines and air travel. A native New Yorker and avid photographer, David previously covered travel, credit-card rewards, and frequent-flyer programs.
Before joining Business Insider, David was a freelance writer and editor — before that, he worked in public affairs. He earned his bachelor’s degree from Muhlenberg College and his master’s from the University of Edinburgh in Scotland, UK. You can follow him on Twitter or Instagram , or send him an e-mail at dslotnick@businessinsider.
com . Read more Read less Sarah Silbert, CEPF Sarah Silbert is the Senior Reviews Editor at Personal Finance Insider. She oversees the vertical’s guides and reviews, covering topics including banking, credit cards, insurance, investing, and mortgages.
Her goal is to empower readers to make smart, informed financial decisions. She is also a Certified Educator in Personal Finance (CEPF). You can reach Sarah at ssilbert@insider.
com. Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services » Read more Read less More Credit Card Coverage The best credit cards for average or fair credit The best cash-back cards to open in 2022 The best rewards credit cards of June 2022 The best starter credit cards Chase Freedom Unlimited® Review Citi® Double Cash Review Featured credit cards from our partners Chase Sapphire Preferred® Card A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 8 out of 5 Stars Editor’s Rating A tooltip OUR EDITOR’S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.
OUR CREDIT CARD EDITOR TAKES THOSE FACTORS INTO ACCOUNT, AND COMES UP WITH A RATING TO BEST REFLECT HOW THE CARD PERFORMS IN THAT CRITERIA – RELATIVE TO OTHER PRODUCTS WE’VE REVIEWED. Apply Now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 8 out of 5 Stars Editor’s Rating A tooltip OUR EDITOR’S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.
OUR CREDIT CARD EDITOR TAKES THOSE FACTORS INTO ACCOUNT, AND COMES UP WITH A RATING TO BEST REFLECT HOW THE CARD PERFORMS IN THAT CRITERIA – RELATIVE TO OTHER PRODUCTS WE’VE REVIEWED. Annual Fee $95 Regular APR 16. 74% – 23.
74% Variable Credit Score A tooltip Recommended credit score. Note that credit card lenders may use many different variations of credit score models when considering your application. Good to Excellent Marriott Bonvoy Boundless® Credit Card A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.
6 out of 5 Stars Editor’s Rating A tooltip OUR EDITOR’S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. OUR CREDIT CARD EDITOR TAKES THOSE FACTORS INTO ACCOUNT, AND COMES UP WITH A RATING TO BEST REFLECT HOW THE CARD PERFORMS IN THAT CRITERIA – RELATIVE TO OTHER PRODUCTS WE’VE REVIEWED. Apply Now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.
6 out of 5 Stars Editor’s Rating A tooltip OUR EDITOR’S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. OUR CREDIT CARD EDITOR TAKES THOSE FACTORS INTO ACCOUNT, AND COMES UP WITH A RATING TO BEST REFLECT HOW THE CARD PERFORMS IN THAT CRITERIA – RELATIVE TO OTHER PRODUCTS WE’VE REVIEWED. Annual Fee $95 Regular APR 16.
74% to 23. 74% Variable Credit Score Good to Excellent Chase Freedom Unlimited® A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 6 out of 5 Stars Editor’s Rating A tooltip OUR EDITOR’S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.
OUR CREDIT CARD EDITOR TAKES THOSE FACTORS INTO ACCOUNT, AND COMES UP WITH A RATING TO BEST REFLECT HOW THE CARD PERFORMS IN THAT CRITERIA – RELATIVE TO OTHER PRODUCTS WE’VE REVIEWED. Apply Now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4. 6 out of 5 Stars Editor’s Rating A tooltip OUR EDITOR’S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.
OUR CREDIT CARD EDITOR TAKES THOSE FACTORS INTO ACCOUNT, AND COMES UP WITH A RATING TO BEST REFLECT HOW THE CARD PERFORMS IN THAT CRITERIA – RELATIVE TO OTHER PRODUCTS WE’VE REVIEWED. Annual Fee $0 Regular APR 15. 74% – 24.
49% Variable Credit Score Good to Excellent.
From: businessinsider_us
URL: https://businessinsider.com/personal-finance/credit-cards-that-offer-hotel-elite-status